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		<title>不负债的人生，才是从容的人生</title>
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		<dc:creator><![CDATA[耕读君]]></dc:creator>
		<pubDate>Fri, 18 Jul 2025 08:02:41 +0000</pubDate>
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					<description><![CDATA[<p>这两年过得实在有点紧巴。 主要原因是2023年初在老家买了一套房。当时手头现金不够付首付，于是从银行贷了一些信 [&#8230;]</p>
<p>「<a href="https://www.sqhow.com/coin-talk/3332.html">不负债的人生，才是从容的人生</a>」 最先出现在 「<a href="https://www.sqhow.com">硬币说</a>」。</p>
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		<title>建行 APP 快捷查询【存量房贷利率调整】结果</title>
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		<dc:creator><![CDATA[耕读君]]></dc:creator>
		<pubDate>Thu, 31 Oct 2024 05:24:26 +0000</pubDate>
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		<category><![CDATA[金融支付]]></category>
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					<description><![CDATA[<p>前段时间，中央“调整存量房贷利率，促进消费”的精神很快就得到了落实，商业银行纷纷宣布会尽快实施【存量房贷利率调 [&#8230;]</p>
<p>「<a href="https://www.sqhow.com/payment/3159.html">建行 APP 快捷查询【存量房贷利率调整】结果</a>」 最先出现在 「<a href="https://www.sqhow.com">硬币说</a>」。</p>
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		<title>如何缩短公积金贷款期限？</title>
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		<dc:creator><![CDATA[耕读君]]></dc:creator>
		<pubDate>Tue, 20 Aug 2024 14:51:39 +0000</pubDate>
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		<category><![CDATA[公积金]]></category>
		<category><![CDATA[贷款]]></category>
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					<description><![CDATA[<p>买房时如果办理公积金贷款，一般会根据当时的收入评估还款能力，决定贷款金额和年限。而且，因为公积金贷款的利率比较 [&#8230;]</p>
<p>「<a href="https://www.sqhow.com/home/3111.html">如何缩短公积金贷款期限？</a>」 最先出现在 「<a href="https://www.sqhow.com">硬币说</a>」。</p>
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		<title>夫妻共同使用公积金贷款，一方公积金足够还款时，另一方能否提取余额？</title>
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		<dc:creator><![CDATA[耕读君]]></dc:creator>
		<pubDate>Sun, 12 Feb 2023 15:04:33 +0000</pubDate>
				<category><![CDATA[知识科普]]></category>
		<category><![CDATA[余额]]></category>
		<category><![CDATA[公积金]]></category>
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					<description><![CDATA[<p>我是 2019 年买房的，和老婆共同使用公积金贷款 100 万。她在单位工作，公积金收入更高，所以她是主贷人。 [&#8230;]</p>
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